CoreLogic: Annual US Home Price Growth Below 5% for Second Consecutive Month as June Home Prices Cool

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U.S. home prices posted a 4.7% year-over-year gain in June, with only one state posting double-digit gains

By summer 2025, prices are predicted to slow to 2.3% as home price growth continues to slow

In June, home prices were up only 0.3% from the month before, half the rate of seasonal increase seen in June in the years prior to the pandemic

Miami once again usurped San Diego in June for the metro with the greatest price growth

CoreLogic®, a leading global property information, analytics and data-enabled solutions provider, released the CoreLogic Home Price Index (HPI™) and HPI Forecast™ for June 2024.

U.S. year-over-year home price gains inched down, reaching 4.7% in June, falling further from the previous month’s 4.9% in what will likely be a continual slide throughout the next year. Although June marked the 149th consecutive month of annual growth, the rate of growth is expected to decrease by more than half of its current rate, with prices expected to grow by only 2.3% on a year-over-year basis next summer.

Month over month, home prices rose just 0.3% from May to June. The CoreLogic HPI Forecast indicates that prices will repeat that pattern, rising by 0.3% again from June 2024 to July 2024. In the years prior to pandemic, monthly gains from May to July generally saw stronger increases. The cooling of monthly gains during the spring home-buying season reflects the impact of high mortgage rates on home buyers’ budgets and constraint on affordability.

While no states posted annual home price declines in June, only one – South Dakota – posted double-digit growth, coming in at 10%. Behind South Dakota, the other states with the highest increases year over year were New Jersey (9.3%), Rhode Island (9.2%), Connecticut (8.5%), and New Hampshire (8.2%).

Top Takeaways:

  • U.S. single-family home prices (including distressed sales) increased by 4.7% year over year in June 2024 compared with June 2023. On a month-over-month basis, home prices increased by 0.3% compared with May 2024.
  • CoreLogic’s forecast shows annual U.S. home price gains relaxing to 2.3% in June 2025.
  • Miami posted the highest year-over-year home price increase of the country’s 10 highlighted metro areas in June, at 10%. San Diego and Las Vegas came in second at 7.5%.
  • Among states, South Dakota ranked first for annual appreciation in June (up by 10%), followed by New Jersey (9.3%) and Rhode Island (9.2%), No state recorded a year-over-year home price loss.

The next CoreLogic HPI press release, featuring July 2024 data, is scheduled to be issued on September 3, 2024, at 8 a.m. EST.

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Source: CoreLogic, Inc.

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